Time Management, Habits and Organization

I am struggling with time management, some habits, and some areas of organization in my life. I have come to the realization that these things are not going to improve themselves overnight. I'm 44 years old and I have struggled with them all my life. Let me back up by first saying that I HATE cleaning. I mean, I really hate housework. I've never had a housekeeper and most likely never will have one so this is a task that falls onto me. Now with that said, I do keep up with the minimum amount, but then it starts to pile up. Then it starts to snowball. Then my whole house needs vacuumed, dusted, toilets cleaned, and so forth. Ugh! I have the understanding that if I would just manage to do a little each day then my life would be much more pleasant and less stressful. It is very important for me to get my basket business up and running. I have continued to work on this, but certainly not as much as I would like. I guess I think it's pretty pathetic that I'm a SAHM and all my kids are in school and yet I feel I don't have the time to do this! What's wrong with me? Well, I guess it boils down to time management, my habits (the bad ones anyway) and organization or lack there of. Over the course of my life I have ups and downs in these areas where I will go for spells doing a great job of keeping up with the house, children, finances etc. It is at these times that I am really pumped up to get my own business going. Then there are other times that I feel like I'm drowning in little mundane meaningless tasks that just take up my time. I don't watch much TV but was watching a favorite program, "The Biggest Loser". These people have let this one area in their lives slip horribly and are getting on the right track to a better life. I have let my life slip with regards mainly in the time management area. It is right now that I vow to work on this. I know I can do it by creating one good habit and establishing it and then another and another and maintaining my previous good habits that I develop. Part of me honestly doesn't know where to begin. I am picking a place right now. I am going to maintain my incoming mail and the paper that it brings into the house. I'm going to get it organized, shredded, bills paid, filed, etc. Anything that has to deal with the mail is what I'm going to work on this week on a DAILY basis. If any of you have any great time management resources, please post them or links to them on my comments.
Thanks and Love,
Nancy